Welcome to Direct Pay Virtual Clinic

Real care. No insurance needed.
Right from your phone.

Hi, I'm Megan Lundberg, your board-certified Family Nurse Practitioner. I believe everyone deserves access to real care, not just people who can afford insurance. We make it simple, affordable, and stress-free to get the care you need, when you need it.

A growing crisis in Minnesota

116,000

more Minnesotans are now uninsured

The highest uninsured rate Minnesota has seen since 2017, driven by rising costs and a drop in public coverage.

Rural Minnesotans are bearing the heaviest weight: uninsured rates in rural areas climbed to 6.7%, now higher than in metro areas.

Direct Pay Virtual Clinic was built to change that.

Source: Minnesota Department of Health, March 2026

SEASONAL

Tick Bite Rapid Visit

Same-day care for tick bites, anywhere in MN

$59 / visit
  • Lyme prophylaxis when appropriate
  • Bullseye rash treatment
  • Adults and children
  • No membership required
Book a tick visit

No insurance needed

You pay us directly. No insurance company in the middle. No denials, no delays, no surprises.

Care from your phone

Connect with a board certified, licensed healthcare provider by video or message. No waiting rooms. No driving. No time off work.

Your own provider

As a member, you see the same board certified, licensed healthcare provider every time. They know your story and your health.

One honest price

What you see is what you pay. Flat monthly rate, unlimited visits, zero hidden fees.

We know that getting care can feel scary, especially when you don't have insurance and you're not sure what it will cost. We started Direct Pay Virtual Clinic because we believe that should never be a barrier. You deserve a board certified, licensed healthcare provider who knows your name, answers your questions, and is there for you when things get hard. That is the kind of care we are committed to giving every single patient, every single day.

Megan Lundberg, APRN, FNP-C